Paycheck Protection Program

The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on payroll. Borrowers may be eligible for PPP loan forgiveness. SBA is...

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The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on payroll. Borrowers may be eligible for PPP loan forgiveness.

SBA is currently offering PPP loans originated only by participating community financial institutions including Certified Development Companies (CDCs), SBA Microlenders, Community Development Financial Institutions (CDFIs), and Minority Depository Institutions (MDIs) until May 31, 2021 or until remaining funds are exhausted. Please note that not all community financial institutions are participating in PPP.

1. Find an eligible lender that is participating in PPP:

2. Identify a loan:

  • First Draw PPP loans: If you have not received a PPP loan before, First Draw PPP loans are available to you.
  • Second Draw PPP loans: If you have previously received a PPP loan, certain businesses are eligible for a Second Draw PPP loan.

SBA also offers additional COVID-19 relief.

First Draw PPP loan


If you have not received a Paycheck Protection Program (PPP) loan before, First Draw PPP loans may be available to you.Learn more

Second Draw PPP loan


If you have previously received a Paycheck Protection Program (PPP) loan, certain businesses are eligible for a Second Draw PPP loan.Learn more

PPP loan forgiveness


Borrowers may be eligible for Paycheck Protection Program (PPP) loan forgiveness.Learn more

PPP lender information


Information and resources for lenders participating in the Paycheck Protection Program (PPP).Learn more

PPP data


Find data and reports related to the Paycheck Protection Program (PPP).Learn more

Get help with your PPP loan


SBA offers free counseling and training events to help you with the Paycheck Protection Program (PPP).Learn more

May 24, 2021

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Paycheck Protection Program

The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on payroll. Borrowers may be eligible

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